Our advice is not free. Details of the charges we make for our advice and how it is paid are set out in the 'key facts about our costs and services' document you receive. The cost for our advice is paid for and facilitated out of the overall charges levied on your investment. The advice charges will also be discussed with you and the specific amount charged will be provided on your personalised illustration.
By seeking to improve investment returns, reduce taxes, reduce the costs of cover, administration and servicing, if these factors are taken into consideration our advice may actually save you money.
In our experience, a lack of expert advice can be very costly.
It’s about adding value and making your money work harder so that you don’t have to.
Our advice will be tailored to your needs and circumstances, and will be backed up in writing. You will know what is recommended and why, what the potential advantages and drawbacks are, and the costs for proceeding before making a decision.
You can then accept or decline the recommendations without obligation.
A typical quote from new clients is that, "All advisers are the same, we can’t get hold of them".
We aim to build longer term relationships by providing a friendly, professional, bespoke service, backed by expert, qualified advice, with local contact, and national strength.
I will be responsible for the advice initially and on-going, and for coordinating other specialists, if applicable.
Be in a position to make an informed decision without obligation...
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.